Personal Finance now at your fingertips

Manage your personal finances with Hot-Accounts, a 100% free budget program for Windows PC.   Hot-Accounts is currently available in English and Dutch.

Learn more about the program’s extended functionality on this and following pages.

Also discover my YouTube playlists on this website and listen ad-free to a selection of all time best music clips.

Hot-Accounts is a secure solution

Learn more

A flexible solution

Learn more

Use basic and advanced modules

Learn more

Additional features

Learn more

Image of a credit card
Keep an eye on credit card spending

Basic Features

These functions form the base of Hot-Accounts:

  • Add and track accounts.
  • Define account transactions
  • Track transfers between accounts
  • Track income and expenses

Advanced modules

With the basic functions of Hot-Accounts you can keep track of your spending behavior and monitor your account balances. For a lot of people this is what they need. But with Hot-Accounts you can also:

Some of these modules go far beyond personal finance. With Hot-Accounts, you can actually manage financial figures in any situation where a regular accounting program is not required.

Image of a woman holding a bitcoin in her right hand.
Are bitcoins a serious investment?

A secure solution

Nobody wants his personal finances to be exposed to others. With Hot-Accounts you can rest assured: the information is stored in a password protected and encrypted Hot-Accounts database. Even in case of theft or loss your figures will not be accessible to others.

A flexible solution

You can change nearly any element of the standard setup to suit to your own needs. Example: use your own set of budget item categories.

Manage multiple entities

With Hot-Accounts you can manage as many entities as you need. Just create a Hot-accounts database for each of them.

Example: I currently manage following entities:

  • my personal finances
  • my household finances with my wife
  • the finances of my elderly mother
  • my investments for my grandchildren
  • the finances of a sports club


Hot-Accounts is currently available in English and Dutch. The program is multi-language ready meaning that each program element can be translated into any language.

Note: the program has been translated to only a very limited extend into following languages: French, German, Spanish, Portuguese, Italian, Polish, Russian and Turkish.


Accounts can be defined in any currency. At start of the program a main currency has to be specified. It is used to consolidate amounts in different currencies. If exchange rates are missing, the program will download these rates from an ECB website.